What is LifeClub?

The LifeClub Rewards program gives you access to instant rewards everytime you shop at your local participating LifeClub Pharmacy. Enjoy the benefit of earning reward dollars for every $1 you spend in-store on non-prescription items. Also, you can redeem your reward dollars at any time so you spend less! Go into your nearest participating LifeClub Pharmacy and join on the spot for free! Some of the other great things about LifeClub are:

How do I earn LifeClub Reward Dollars?

When using your LifeClub Rewards card, you earn LifeClub Dollars for every $1 dollar you spend on non-prescription items. LifeClub Dollars are banked onto your LifeClub card, and appears on your receipt or you can ask in-store or log into to your MyJournal account to see how many Reward Dollars you have available. You can spend your LifeClub Dollars at any time on non-prescription items. Please refer to the LifeClub terms and conditions below.

I have lost my card, how do I get a new one?

If you have lost your LifeClub card, you can request a new card at your local LifeClub store and a new one can be created for you on the spot! And don’t worry, your existing Reward Dollars will be transferred over to your new card.

How will I be informed of prizes on offer?

Be sure to update your details as we will send you periodic emails and direct mail pieces letting you know all about of our promotions and product offers. Plus there will be promotional material in-store so keep an eye out!

How can I update my details?

You can update your new contact details by either logging into your MyJournal account, or simply click here to update your details now. Alternatively, next time you are in-store our staff members can help you.

Terms and Conditions
  1. The LifeClub Card is issued by and remains the property of instigo.
  2. Instigo reserves the right to withdraw the card at any time. instigo reserves the right to withdraw, limit, alter or amend the conditions of operation of the LifeClub scheme, or terminate the scheme at any time, without prior notice to Cardholders.
  3. All participants in the LifeClub scheme must be a resident in Australia or New Zealand.
  4. A “Participating Pharmacy” is the pharmacy that issues the LifeClub Card and is where the “Cardholder” is able to use the LifeClub Card to earn and redeem points, unless otherwise stated.
  5. A "Cardholder" is the individual who holds the account with LifeClub, irrespective of the possession of a physical loyalty card. The LifeClub account is only to be used by the individual nominated at the point of enrolment.
  6. The LifeClub Card cannot be used as a credit or guarantee card.
  7. A Cardholder will earn “LifeClub Dollars (or $)” for every $1 spent at a Participating Pharmacy on Qualifying Purchases. Purchases will be rounded to the nearest $1 spent, inclusive of GST. A % (determined by the participating pharmacy) of every qualifying purchase value (including GST) will be credited into LifeClub Dollars which the Cardholder will be able to redeem in Participating Pharmacies in a manner described below. The percentage allocated to LifeClub Dollars may be changed at the sole discretion of instigo at any time. Any change shall not affect LifeClub Dollars issued prior to the date of change.
  8. To earn LifeClub Dollars, the Cardholder must present the LifeClub card at time of purchase. Points cannot be claimed retrospectively, unless authorised by the Participating Pharmacy. Points will be recorded on the LifeClub card and into a “Cardholder’s Account” held by instigo. LifeClub Dollars cannot be earned on transactions involving the redemption of already existing Reward Dollars.
  9. Instigo reserves the right to withdraw, limit, alter or amend Cardholder LifeClub Dollar balances at any time. LifeClub cards/accounts that have not been transacted on in 24 plus months will have their LifeClub Dollar balance expired and cleared to a zero balance. The Cardholder’s Account will remain active.
  10. Qualifying Purchases are those purchases that instigo in its sole discretion nominates, but will not include prescription sales.
  11. Bonus Points may be offered from time to time during special promotions on selected merchandise and can be earned in addition to standard LifeClub Dollars.
  12. LifeClub Dollars have no cash or monetary value and cannot be sold, transferred, assigned or otherwise dealt with except in accordance with these terms and conditions.
  13. LifeClub Dollars can be redeemed on Qualifying Purchases at the Participating Pharmacy once the LifeClub Dollar value reaches a minimum level set by the participating pharmacy.
  14. The Reward redeemable for the LifeClub Points is a reduction in the price of the Qualifying purchase to the value of the LifeClub Dollars used by the Cardholder. A Reward Voucher will be printed for the Participating Pharmacy to reconcile accounts, and a message printed on the Cardholder’s receipt as proof of the redeemed points.
  15. Reward, Prize and Special Offer Vouchers have no monetary value and cannot be sold, transferred, assigned or otherwise dealt with except in accordance with these terms and conditions. To be accepted, Reward, Instant Prize and Special Offer Vouchers must be printed on store receipt paper and must not be illegible, damaged or altered.
  16. Reward, Prize and Special Offer Vouchers vary for each promotion and are at the sole discretion of instigo. Reward, Prize and Special Offer Vouchers must be redeemed by the Cardholder before the expiry date, may not be exchanged or returned, and are subject to availability at the Participating Pharmacy or Provider.
  17. Any Reward, Prize and Special Offer Provider is entitled to assume, on presentation of a voucher, that the presenter is the Cardholder, or has the permission of the Cardholder, and is entitled to request and receive the Reward, Instant Prize or Special Offer. Any Reward, Prize and Special Offer Provider is entitled to request some form of identification from the bearer.
  18. If a LifeClub card is lost or stolen, the Cardholder may apply for a new LifeClub card from the Participating Pharmacy. LifeClub Dollars credited to the lost or stolen card will be transferred to the replacement card where possible, but it is the cardholder’s responsibility to contact the Participating Pharmacy to enable these processes to take place. instigo and the Participating Pharmacy take no responsibility or liability for LifeClub Dollars that the Cardholder may lose in the event of another individual using their lost or stolen card.
  19. A Cardholder may obtain a replacement card for a damaged LifeClub Card by taking the damaged card into the Participating Pharmacy. Where possible, any LifeClub Dollars recorded on the damaged card will be transferred to the replacement LifeClub card.
  20. The Participating Pharmacy may charge the Cardholder a reasonable fee for any replacement LifeClub card issued to the Cardholder to cover administration and handling.
  21. Personal and other information concerning a Cardholder (“Cardholder Information”) including information disclosed on the enrolment form and information about the Cardholder’s use of the LifeClub card, may be collected and held by instigo, instigo agents, Participating Pharmacies, contractors and Reward, Prize and Special Offer Providers. instigo and its agents respect your rights to privacy under the Privacy Act of 1988 (Cth) and complies with the national privacy principles in respect of the collections of personal information from individuals.
  22. Cardholder Information may be used by instigo, as well as instigo agents, Participating Pharmacies, contractors and Reward, Prize and Special Offer Providers, as authorised by instigo at its sole discretion, for the administration and operations of the LifeClub scheme and the provision of services relating to the promotion, planning, researching and marketing of their goods, services or product.
  23. The Cardholder consents to the collection and use of the Cardholder Information in the manner and for the purposes as set out above, unless the Cardholder has ticked the appropriate box on the Enrolment Form in their online account.
  24. Acceptance by the Cardholder of any Reward, Prize or Special Offer is deemed acceptance that instigo may use the Cardholder’s name and photograph in promotional material.
  25. Instigo is not liable for any interruption, disruption or illegal use, either in distribution, provision or maintenance of the Card, Reward Voucher or prize, nor any injury or loss that results from use of the card or participation in any way in the LifeClub program.
  26. The benefit of any exclusion or limitation of liability in these terms and conditions also applies to any Reward provider, or associated agents.
  27. Instigo is the promoter and owner of the LifeClub Scheme. Notices can be posted to instigo, PO Box R484 Royal Exchange NSW 1225

Privacy Policy

FM Integrated Pharmacy Services trading as instigo (ABN 50 099 858 081) recognises the importance of privacy issues. Instigo is the promoter and owner of the LifeClub Scheme. This Privacy Policy briefly tells you how we manage the personal information that we collect, use and disclose and how to contact us if you have any queries or complaints. This Privacy Policy does not cover personal information collected or held by us about our employees and is to be read subject to any overriding provisions of law or contract.

Our collection, use and disclosure of personal information is governed by the Privacy Act 1988 (Cth), as amended (Privacy Act). This Privacy Policy describes how we collect use and disclose personal information in accordance with requirements of the Privacy Act.

Collection of personal information by us
We will only collect your personal information where it is reasonably necessary for or directly related to the conduct of our functions or activities. We will typically collect personal information in the course of providing our goods and services to customers and in other dealings with those customers and prospective customers. We may also collect personal information as we determine necessary from time to time for any purpose in connection with the general conduct of our business.

Where we collect your personal information we will do so only by lawful and fair means and not in an unreasonably intrusive way.

Where we collect your personal information, and it is reasonable and practicable to do so, we will collect it directly from you. Where it is lawful or practical to do so, you may choose to deal with us anonymously (for example, when enquiring about our goods and services generally).

There may be occasions where we receive or collect personal information about you from a third party.

Kinds of information collected
The kinds of personal information we collect and hold will depend upon the reasons for, or circumstance of, its collection. It may include, amongst other things:

  1. Your name, together with your contact or address details;
  2. Other personal information you give us when you request a good or service from us. This information may include: your requirements with respect to specific goods or services; your opinion or preferences with respect to any of our goods or services; or your credit card details, or your preferred payment method;
  3. Information contained in any communications between you and us;
  4. Information contained in an application form or other document given to us;
  5. Transactional information about your acquisition and use of our goods and services;
  6. Any information we are required to collect by law.

Collection of other information on our website
If you visit our website, some of the information we and/or our contractors collect about your visit to our website is not personal information because it does not reveal your identity. Information of this nature can include:

Site visit information
When you visit our website, we and/or our contractors collect general information about your visit which may include your server address, the date and time of your visit, the pages you accessed, the information you downloaded and the type of Internet browser you used.

We and/or our contractors may use this information in anonymous, aggregated form, for statistical purposes, to assist us in improving the quality and usability of our website.

Use of cookies
A cookie is a small string of information that a website transfers to your browser for identification purposes. The cookies we and/or our contractors use may identify individual users.

Cookies can either be "persistent" or "session" based. Persistent cookies are stored on your computer, contain an expiration date, and are mainly for the user's convenience. Session cookies are short-lived and are held on your browser's memory only for the duration of your session, they are used only during a browsing session, and expire when you quit your browser.

We and/or our contractors may use both session and persistent cookies. This information may be used to personalise your current visit to our and our contractors' websites. Upon closing your browser, the session cookie is destroyed.

Most Internet browsers can be set to accept or reject cookies. If you do not want to accept cookies, you can adjust your Internet browser to reject cookies or to notify you when they are being used. However, rejecting cookies may limit the functionality of our website.

How your personal information will be used
We collect your personal information so that we can use it for or directly in connection with our functions and activities which include, amongst other things:

  1. Confirming your identity when you contact us;
  2. Addressing any feedback or complaints you may have;
  3. Any purposes for which it was requested and directly related purposes and
  4. Developing, improving and marketing our goods and services.

If you do not provide us with your personal information, we will be unable to do one or more of the above.

We will assume you consent to management of your personal information in the manner specified in this Privacy Policy (which may change from time to time) until you tell us to the contrary by contacting us using our contact details below.

Sensitive information
We will not collect, use or disclose sensitive information about you unless it is necessary to provide you with a good or service and we have your consent or unless we are legally required to collect, use or disclose that information.

Sensitive information is any information about a person's racial or ethnic origin, political opinions, religious or philosophical beliefs or affiliations, membership of a professional, trade or political association or union, sexual preferences or practices, criminal record, health information or genetic information about an individual that is not otherwise health information.

Use of your personal information
We collect your personal information so that we can use it for or in connection with our functions and activities which may include, amongst other things:

  1. Confirming your identity when you contact us;
  2. Providing you with information about our goods or services;
  3. Addressing any feedback or complaints we receive from you;
  4. Developing, improving and marketing our goods and services;
  5. Complying with relevant laws, regulations and Codes; and
  6. Using your personal information for any other purpose that it was collected for or any related purpose for which we are entitled to use your personal information.

Where we are not able to collect personal information that we require to conduct a particular functions or activities, it may restrict or limit our ability to conduct or perform that function or activity.

Promotional Communications
You may opt out of receiving promotional messages from us by following the instructions in those messages, or directly in your online account. If you opt out, we may still send you non-promotional communications, such as those about your account, about services you have requested or important notifications.

Cross Border disclosure of personal data
The LifeClub database and your personal information is held and managed in Australia and New Zealand.

Use and disclosure of personal information by us
If we use or disclose your personal information for a purpose (the "secondary purpose") other than the main reason for which it was originally collected (the "primary purpose"), to the extent required by law, we will ensure that:

  1. The secondary purpose is related to the primary purpose of collection (and directly related in the case of sensitive information), and you would reasonably expect that we would use or disclose your information in that way;
  2. You have consented to the use or disclosure of your personal information for the secondary purpose;
  3. The use or disclosure is required or authorised by or under law; or
  4. The use or disclosure is otherwise permitted by law (for example, as a necessary part of an investigation of suspected unlawful activity).

Disclosure of personal information to third parties
Where permitted by the Privacy Act, personal information we collect about you may be disclosed to third parties as we determine necessary from time to time for any purpose reasonably necessary or directly in connection with the conduct of our business, including, but not limited to:

  1. Any service provider we engage to carry out our business functions and activities;
  2. Our professional advisers and other contractors (for example IT consultants and mailing houses);
  3. Any person who introduces you to us, or who is acting as your referee or guarantor;
  4. Your authorised agents or your executor, administrator or legal representative;
  5. An organisation that is an arrangement or alliance with us (for example, for the purpose of promoting or using our respective goods or services or conducting a seminar or promotion);
  6. Our business associates and others for purposes directly related to the purpose for which the personal information is collected;
  7. Our related companies;
  8. Organisations that are involved in a transfer or proposed sale of our business or assets;
  9. Any entity to which we are required or authorised by or under law to disclose such information (for instance, Federal or State law enforcement agencies and investigative agencies, courts and various other Federal or State government bodies); and
  10. Others that you have been informed of at the time any personal information is collected from you.

Trans-border data flows
We will only transfer personal information to someone who is in a foreign country if:

  1. we reasonably believe that the recipient of the information is subject to a law, binding scheme or contract which effectively upholds principles for fair handling of the information that are substantially similar to the Privacy Act;
  2. you consent to the transfer;
  3. the transfer is necessary for the performance of a contract between you and us, or for the implementation of pre-contractual measures taken in response to your request;
  4. the transfer is necessary for the conclusion or performance of a contract concluded in the interest of you between us and a third party;

All of the following apply:

  1. The transfer is for your benefit;
  2. It is impracticable to obtain your consent to that transfer;
  3. If it were practicable to obtain such consent, you would be likely to give it; or
  4. We have taken reasonable steps to ensure that the information transferred will not be held, used or disclosed by the recipient of the information inconsistently with the Privacy Act.

Security of your personal information
We protect any personal information that we collect and hold about you from misuse or loss. We also protect it from unauthorised access, modification or disclosure. Where we need to disclose your personal information to a service provider or other agent or contractor, we prohibit them from using the personal information except for the specific purpose that we have provided it.

We will take reasonable steps to destroy or de-identify personal information if it is no longer needed for any purpose for which the information may be used or disclosed in accordance with the Privacy Act.

Keeping your personal information up-to-date
We take reasonable steps to ensure that any personal information collected by us is accurate and up-to-date at the time of collecting, using and disclosing that information.

If you learn that personal information we hold about you is inaccurate, incomplete or out-of-date, you should contact us.

You also have a right to request that a statement be attached to your personal information if we disagree with your request to correct the information.

Access and correction of your personal information
You can ask to obtain access to personal information that we hold about you, although under some circumstances permitted by law, we may not provide such information to you. If we are not able to provide you with access to any of your personal information held by us, we will tell you the reasons why this is the case.

We may ask you to put your request in writing and pay a reasonable fee to us before providing requested access.

How to contact us
If you wish to contact us, for example, to access or correct your personal information, you may contact us at:

instigo (FM Integrated Pharmacy Services trading as instigo)
ABN 50 099 858 081
Level 8, 217 Clarence Street
Sydney New South Wales
AUSTRALIA, 2000 Ph: 61 2 9248 2600
Fax: 61 2 9248 2601
E-mail: info@lifeclub.com.au
Web: www.lifeclub.com.au

If you have a complaint about the way we have dealt with your personal information, please contact us at the above telephone number and ask to speak with our Company Secretary or visit our website mentioned above. We will make all reasonable attempts to respond to your complaints or requests.

If you are not satisfied with the outcome, you may refer the matter to the Office of the Australian Information Commissioner at:

Website: www.oaic.gov.au

Phone: 1300 363 992

Further information about the application of privacy law to the private sector generally can be found by contacting the Office of the Australian Information Commissioner (details above).

Updates to Privacy Policy
We may amend this Privacy Policy at any time and from time to time. If we do so, we will post the amended Privacy Policy on our website so that you will always be aware of how we manage your personal information.